Tam Trinh is the Chief Data & Analytics Officer at Nikel, a financial technology firm specializing in risk management solutions for banks and fintechs in emerging markets. With two decades of experience in financial services, she has expertise in risk modeling, data analytics, and digital transformation. She is also an Adjunct Senior Lecturer at the Department of Analytics and Operations at NUS Business School.

Previously, Tam held key leadership roles at Standard Chartered Bank, DBS, Moody’s Analytics, and Oliver Wyman, where she spearheaded initiatives in risk product development, credit modeling, and fintech innovation. Presently, she leads a team at Nikel that focuses on using AI and machine learning to enhance credit risk assessment and fraud detection.

Tam holds a Master of Engineering and a Bachelor of Science (summa cum laude and Departmental Honors) from Cornell University. She maintains several professional certifications, including Chartered Financial Analyst (CFA), CFA ESG Investing, Certified Financial Risk Manager (FRM) and Certified Analytics Professional (CAP). In recognition of her contributions to data and analytics, Tam was named one of the Global Top 100 Innovators in Data and Analytics (2024) by Corinium and awarded the CIO100 ASEAN Award (2024).